Everything You Need to Master Your Finances
FiPlan isn't just another budgeting app. We've built a comprehensive financial planning platform that handles everything from daily expense tracking to long-term wealth management. Every feature is designed to work together, giving you a complete view of your financial life.
Financial Health Dashboard
Your financial dashboard is the heart of FiPlan
Your financial dashboard is the heart of FiPlan. It's where all your financial data comes together to tell a complete story about your money.
Key capabilities:
- Real-time financial overview: See your income, expenses, savings, investments, assets, and debts in one place
- Visual analytics: Charts and graphs that make complex financial data easy to understand
- Category breakdowns: Understand where your money comes from and where it goes
- Trend analysis: Spot patterns in your spending and saving habits
- Quick metrics: Key financial ratios and indicators at a glance
Use cases:
- •Monthly financial reviews
- •Preparing for financial advisor meetings
- •Tracking progress toward financial goals
- •Identifying spending patterns
- •Monitoring net worth growth
Who it's for: Perfect for anyone who wants to understand their complete financial picture without jumping between multiple apps or spreadsheets.
Benefits:
- Save hours each month on financial tracking
- Make informed decisions with complete data
- Spot financial opportunities and risks early
- Build confidence in your financial decisions
Comprehensive Financial Tracking
Track every aspect of your financial life in one unified system
Track every aspect of your financial life in one unified system. No more switching between apps or maintaining complex spreadsheets.
income:
- •Multiple income sources (salary, freelance, rental, dividends)
- •Recurring vs. one-time income
- •Income trends and projections
- •Tax planning support
expenses:
- •Categorized spending (food, housing, transportation, entertainment)
- •Recurring bills and subscriptions
- •One-time purchases and major expenses
- •Expense trends and comparisons
savings:
- •Emergency fund tracking
- •Goal-based savings accounts
- •Savings rate calculation
- •Progress toward savings targets
investments:
- •Track stocks, bonds, mutual funds, and more
- •Monitor portfolio performance
- •Investment allocation analysis
- •Return calculations and projections
assets:
- •Real estate values
- •Vehicle tracking
- •Valuable possessions
- •Asset appreciation over time
debts:
- •Credit card balances
- •Loan management
- •Mortgage tracking
- •Debt payoff strategies
Who it's for: Anyone who wants a complete picture of their finances without the hassle of managing multiple tools.
Benefits:
- One place for all financial data
- Automatic calculations and summaries
- Easy updates and edits
- Historical data and trends
AI-Powered Financial Insights
Personalized insights that help you make better money decisions
Advanced AI analyzes your financial data to provide personalized insights, recommendations, and warnings that help you make better money decisions.
Types of insights:
- Spending optimization: Identify areas where you can save money
- Savings opportunities: Suggestions for increasing your savings rate
- Debt management: Strategies for paying off debt faster
- Investment recommendations: Portfolio diversification and optimization tips
- Risk warnings: Alerts about potential financial problems
- Goal progress: Updates on how you're tracking toward your goals
How it works:
Our AI analyzes your complete financial picture—income, expenses, savings, investments, debts, and goals—to provide recommendations tailored to your specific situation.
Example insights:
"Your emergency fund covers 2.3 months of expenses. Consider increasing it to 6 months for better security."
"You're spending 35% of your income on housing, which is above the recommended 30%. Consider ways to reduce this."
"Your savings rate of 15% is good, but increasing it to 20% would help you reach your goals 2 years faster."
Who it's for: Perfect for people who want expert financial advice without the cost of a financial advisor.
Benefits:
- Personalized recommendations based on your data
- Early warning system for financial risks
- Actionable advice you can implement immediately
- Continuous monitoring and updates
Custom Financial Plans
Create detailed financial plans for any goal
Create detailed financial plans for any goal, with timelines, projections, and tracking capabilities.
Planning features:
- Flexible timelines: Set start and end dates that match your goals
- Multiple entries: Add income, expenses, investments, and other financial events
- Cash flow projections: See how your finances will look over time
- Scenario planning: Test different financial scenarios
- Progress tracking: Monitor how you're doing against your plan
- Adjustments: Update plans as your situation changes
short Term goals:
- •Emergency fund
- •Vacation
- •Major purchase
medium Term goals:
- •House down payment
- •Car purchase
- •Education
long Term goals:
- •Retirement
- •Financial independence
- •Wealth building
Who it's for: Anyone planning for a specific financial goal, whether it's next month or 30 years from now.
Benefits:
- Turn goals into actionable plans
- See the financial impact of decisions before you make them
- Stay motivated with clear milestones
- Adjust plans as life changes
Cashbook Management
Organize your transactions the way you want
A flexible transaction tracking system that lets you organize finances beyond standard categories.
Cashbook features:
- Multiple cashbooks: Create separate cashbooks for different purposes
- Transaction tagging: Organize transactions with custom tags
- Detailed entries: Track every detail of your transactions
- AI analysis: Get insights specific to your cashbook data
- Export options: Download data for external analysis
Use cases:
- •Business expense tracking
- •Project-specific budgeting
- •Event planning finances
- •Detailed spending analysis
- •Tax preparation support
Who it's for: People who need more detailed transaction tracking than standard categories provide.
Benefits:
- Flexibility to organize finances your way
- Detailed transaction history
- Easy filtering and reporting
- Integration with main financial tracking
Financial Health Metrics
Know exactly where you stand
Key financial indicators that show your overall financial health and progress.
Metrics included:
- Savings rate: Percentage of income you're saving
- Debt-to-income ratio: How much of your income goes to debt payments
- Net worth: Total assets minus total debts
- Emergency fund coverage: Months of expenses covered by emergency savings
- Investment performance: Returns and growth of your portfolio
- Cash flow: Monthly income minus expenses
Why these metrics matter:
Financial advisors use these same metrics to assess client financial health. By tracking them yourself, you can identify areas for improvement and celebrate progress.
Who it's for: Anyone who wants to understand their financial health beyond just account balances.
Benefits:
- Clear indicators of financial progress
- Benchmarks to compare against
- Early warning signs of problems
- Motivation through measurable progress
How FiPlan Compares
| Feature | Basic Budgeting Apps | FiPlan |
|---|---|---|
| Expense Tracking | ||
| Income Tracking | Limited | |
| Investment Tracking | ||
| Asset Management | ||
| Debt Tracking | Basic | Comprehensive |
| Financial Planning | ||
| AI Insights | ||
| Financial Metrics | Limited | Complete |
| Cashbook Management | ||
| Custom Plans |
Works With Your Financial Life
FiPlan is designed to work with how you manage money today, while helping you build better habits for tomorrow. Whether you track expenses daily or review finances monthly, our tools adapt to your workflow.
Works on all devices
Web, iOS, Android
Export data
CSV/Excel formats
Secure cloud storage
Regular backups
Privacy-focused
Your data is secure
Ready to Experience All These Features?
Start using FiPlan today and take control of your financial future.