Professional Financial PlanningMade Simple with AI
Get the same sophisticated financial analysis that costs thousands from financial advisors— through simple conversations with AI. No complex software, no expensive consultants.
Why AI Changes Everything
Complex financial planning, simplified through intelligent conversations.
Ask, Don't Calculate
Traditional Way
Spend hours learning complex financial software
Fi Plan AI
"Should I max out my 401k or pay off my mortgage first?"
Instant personalized analysis
Adaptive Intelligence
Traditional Way
Static calculators that don't learn
Fi Plan AI
AI that learns your habits and preferences
Increasingly accurate recommendations
Holistic Understanding
Traditional Way
Separate tools for different financial aspects
Fi Plan AI
One AI that understands your complete financial picture
Coordinated strategies across all areas
Professional-Grade Financial Planning
Get the sophisticated analysis that typically requires expensive financial advisors or complex software— through simple AI conversations.
AI Financial Projections & Monte Carlo Simulations
Get sophisticated financial modeling that typically requires expensive software or financial advisors. Just tell our AI your goals, and get probability-based retirement forecasts instantly.
With Fi Plan AI
No complex spreadsheets or expensive consultants needed
Traditional Approach
Competitors require manual data entry and complex interfaces
Key Capabilities
- Probability-based retirement success rates
- Market volatility stress testing
- Multiple scenario comparisons
- Real-time projection updates
Intelligent Milestone & Life Event Planning
Plan for major life events like buying a home, having children, career changes, or starting a business. AI automatically adjusts your entire financial plan when life happens.
With Fi Plan AI
Conversational planning that adapts to life changes
Traditional Approach
Manual milestone tracking with static calculators
Key Capabilities
- Dynamic life event modeling
- Automatic plan adjustments
- Impact analysis for major decisions
- Goal achievement timelines
Advanced Tax Optimization & Strategy
Get personalized tax strategies that typically cost thousands from tax professionals. AI analyzes your entire financial picture to minimize lifetime tax burden.
With Fi Plan AI
Instant tax-efficient strategies in plain English
Traditional Approach
Complex tax software or expensive CPA consultations
Key Capabilities
- Roth conversion strategies
- Tax-loss harvesting recommendations
- Withdrawal sequence optimization
- Multi-year tax planning
Professional-Grade Cash Flow Analysis
Understand exactly where your money goes and will go. AI provides the same detailed cash flow analysis that financial planners charge thousands for.
With Fi Plan AI
Automatic categorization and future projections
Traditional Approach
Manual tracking with complex spreadsheets
Key Capabilities
- Detailed income vs. expense analysis
- Future cash flow predictions
- Spending pattern optimization
- Emergency fund calculations
AI Investment Portfolio Analysis
Get institutional-level portfolio analysis and rebalancing recommendations. AI evaluates your risk tolerance, time horizon, and goals to optimize your investments.
With Fi Plan AI
Robo-advisor quality analysis through conversation
Traditional Approach
Expensive robo-advisors or portfolio management fees
Key Capabilities
- Asset allocation optimization
- Risk-adjusted return analysis
- Rebalancing recommendations
- Diversification insights
Comprehensive Risk Analysis & Insurance Planning
Identify financial vulnerabilities and get personalized insurance recommendations. AI evaluates your entire risk profile to protect what matters most.
With Fi Plan AI
Holistic risk assessment without sales pressure
Traditional Approach
Insurance agents with potential conflicts of interest
Key Capabilities
- Life insurance needs analysis
- Disability insurance evaluation
- Emergency fund optimization
- Risk tolerance assessment
Complete Financial Life Coverage
AI that understands every aspect of your financial life and how they all connect.
Career & Income
Income Source Management
Track and optimize all income sources: salary, freelance, investments, rental income, and side hustles.
Real Estate
Property Analysis
Evaluate buying vs. renting, mortgage optimization, and real estate investment opportunities.
Debt Management
Debt Optimization
Strategic debt payoff plans for credit cards, student loans, and mortgages with AI-powered prioritization.
Healthcare
Medical Expense Planning
Plan for healthcare costs, Medicare analysis, and long-term care insurance evaluation.
Education
Education Funding
529 plan optimization, student loan strategies, and education cost projections for children.
Major Purchases
Purchase Planning
Optimal timing and financing strategies for cars, boats, vacations, and other major expenses.
Business Planning
Entrepreneurship Support
Business startup costs, cash flow projections, and transition planning from employment.
Social Security
Social Security Optimization
Claiming strategy analysis and integration with overall retirement planning.
Powered by Advanced AI Technology
Professional-grade financial analysis that understands context, learns from your preferences, and provides personalized guidance in natural language.
Contextual Understanding
Our AI doesn't just run calculations—it understands your goals, constraints, and preferences to provide holistic financial guidance.
Continuous Learning
Every interaction teaches our AI more about your financial situation, making recommendations increasingly accurate over time.
Privacy-First Design
Your financial data never leaves your device unless you choose to sync. All AI processing respects your privacy preferences.
Try It Now
"I'm 35, make $120k, have $50k saved. Should I max my 401k or pay off my $200k mortgage faster?"
"Based on your situation, I recommend maxing your 401k first. Here's why: with your mortgage rate likely around 6-7%, your 401k tax savings plus potential returns create a 8-12% effective return. I'll show you the 30-year projection..."